My boyfriend & i plan to get engaged next year & married at the age 23, January 2010. We want by then to have a home to move into right after the honeymoon. we both currently live with our parents so we want to start saving now, & looking for houses now ( though we won’t purchase for another year). Is there someone that could help us plan accordingly? I was thinking to maybe see a mortgage broker, loan officer or real estate agent but i don’t know if it is too early to contact them since we dont’ plan to purchase till late 2009 early 2010. Cause as of right now we have a year and a half to save and we haven’t even started yet. We just want to make sure we plan on the right track. we think he has bad credit & i dont think i have credit. I was thinking of getting a credit card before the end of the summer so i can start building some.

Any ideas?
Your answers have been very helpful so far. Just to answer some or your questions:
We are starting our careers. He is in electronics and i am in Accounting/Finance. We each have our own cars but i have been saving to have 12,000 to get another car early 2009. His credit is bad due to purchases on account that he has not paid yet and school loans. I have been saving. I try to save $ 500 with each check since i live with parents. I am good with saving and i have been saving before we started talking about marriage. He on the other hand is having trouble starting due to bills and poor money management though he thinks he has good money management but hasn’t been able to start.

Need to attend and pay for meals for her help. Now I am afraid will be long and we are unable to attend and help with this loan. And gave them everything and anything we do is wait.

• powered by vBulletin customer countrywide