Bank of America sent me some questionable forms along with a zillion other forms to sign as part of a refinance. I had several questions regarding what exactly I was signing because it did not make sense (e.g. aside from closing costs, the loan amount of my refinance for several thousand dollars more than the remaining balance on my loan). I keep trying to contact BOTH my loan processors and my loan officer. They keep ignoring my phone calls, emails, faxes. If they keep it up, my locked rate will expire. Noone wants to talk about these questionable charges and if I lose my rate because of their games I want to file a complaint

• bank of america contact
• contact bank of america

am lost and felt like i have been lied too by my mortage company. In 04 we bought a townhome for 174k had 2 loans, 1 for 140k that is a ARM and other for 35k. august of 05 we were approached by Countrywide that has our 1st loan telling us we have a value of 220k and you have about 35k in usable equity. We had about 25k in medical debt for my kids hospital bill. They suggested to roll that in with my 35k second. The selling point was to clear those payments to get ready to refinance my 1st which is a ARM to a fixed plan. Now i am getting these rate hikes now have a 10percent on my first and the payments are killing us. I went to countrywide to refinance, check my credit was 700, my income was fine. Then they send out a apparisal,came in at 185k, countrywide told me i cannot do anything. I hired my own appraiser came up with the samething, but he told me the property should have never been appraised at 220k when i took out the HELOC should have been 183k?
we live in a townhome community so all homes are alike. My appraiser that i hired showed me the sales during that time frame that countrywide showed a value of 220k. All the comparable sales were between 181-186. No other lending company will not help us get out of this 1st loan too. I keep trying to talk to Countrywide i find them rude and unhelpfull

Video games takes time away from time students need to learn academic materials, it takes money away from students and their parents. For profit Student loans mortgages students future income. Corporations take choices out of younger Americans’ future.

I feel bad for people who are trying to make ends meat in the store and home. But have had some of these American toys to credit (boats, resorts, and a nice car, etc.). Take the mortgage loan and home, and without means to pay again, and now it serves the bankruptcy. This is why there is a lot of problems with the economy. People who are out of their means? I always pay cash, but huis.Help understand me!