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	<title>Apex Designs &#187; friend&#8217;s</title>
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	<link>http://www.apexdesignsllc.com</link>
	<description>The designs you like!</description>
	<lastBuildDate>Sat, 15 Oct 2011 23:36:51 +0000</lastBuildDate>
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		<title>I have a TX home mortgage loan in my name, and my friend&#8217;s name is included on the deed, what if we split up?</title>
		<link>http://www.apexdesignsllc.com/mortgage-loan/i-have-a-tx-home-mortgage-loan-in-my-name-and-my-friends-name-is-included-on-the-deed-what-if-we-split-up/</link>
		<comments>http://www.apexdesignsllc.com/mortgage-loan/i-have-a-tx-home-mortgage-loan-in-my-name-and-my-friends-name-is-included-on-the-deed-what-if-we-split-up/#comments</comments>
		<pubDate>Tue, 29 Mar 2011 11:01:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[deed]]></category>
		<category><![CDATA[friend's]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[included]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[name]]></category>
		<category><![CDATA[split]]></category>

		<guid isPermaLink="false">http://www.apexdesignsllc.com/mortgage-loan/i-have-a-tx-home-mortgage-loan-in-my-name-and-my-friends-name-is-included-on-the-deed-what-if-we-split-up/</guid>
		<description><![CDATA[I have been making the payments each month myself- my friend is unable to help pay right now. what do I need to do to protect my interests in case we split up? we are not married. He helped pay for the downpayment and some home improvements.]]></description>
			<content:encoded><![CDATA[<div class="socialize-in-content" style="float:left;"><div class="socialize-in-button socialize-in-button-left"><a href="http://twitter.com/share" class="twitter-share-button" data-counturl="http://www.apexdesignsllc.com/mortgage-loan/i-have-a-tx-home-mortgage-loan-in-my-name-and-my-friends-name-is-included-on-the-deed-what-if-we-split-up/" data-url="http://RATE_LIMIT_EXCEEDED" data-text="I have a TX home mortgage loan in my name, and my friend&#8217;s name is included on the deed, what if we split up?" data-count="vertical" data-via="socializeWP" ><!--Tweetter--></a></div></div><p>I have been making the payments each month myself- my friend is unable to help pay right now.<br />
what do I need to do to protect my interests in case we split up? we are not married. He helped pay for the downpayment and some home improvements.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.apexdesignsllc.com/mortgage-loan/i-have-a-tx-home-mortgage-loan-in-my-name-and-my-friends-name-is-included-on-the-deed-what-if-we-split-up/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I put my name on my friends properly. Address relevant. I elgigble FHA loan for first-time buyers taxcredit?</title>
		<link>http://www.apexdesignsllc.com/mortgage-loan/i-put-my-name-on-my-friends-properly-address-relevant-i-elgigble-fha-loan-for-first-time-buyers-taxcredit/</link>
		<comments>http://www.apexdesignsllc.com/mortgage-loan/i-put-my-name-on-my-friends-properly-address-relevant-i-elgigble-fha-loan-for-first-time-buyers-taxcredit/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 03:01:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[address]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[elgigble]]></category>
		<category><![CDATA[firsttime]]></category>
		<category><![CDATA[friend's]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[name]]></category>
		<category><![CDATA[properly.]]></category>
		<category><![CDATA[relevant]]></category>
		<category><![CDATA[taxcredit]]></category>

		<guid isPermaLink="false">http://www.apexdesignsllc.com/mortgage-loan/i-put-my-name-on-my-friends-properly-address-relevant-i-elgigble-fha-loan-for-first-time-buyers-taxcredit/</guid>
		<description><![CDATA[My friend said my name and the name of my wife and his wife&#8217;s name on the title to the property in 2007.He has the link 2005.and property is only in his elgigle naam.Ek Home Loan FHA to get my name, I, I elgible for the first time home buyer tax credit?]]></description>
			<content:encoded><![CDATA[<div class="socialize-in-content" style="float:left;"><div class="socialize-in-button socialize-in-button-left"><a href="http://twitter.com/share" class="twitter-share-button" data-counturl="http://www.apexdesignsllc.com/mortgage-loan/i-put-my-name-on-my-friends-properly-address-relevant-i-elgigble-fha-loan-for-first-time-buyers-taxcredit/" data-url="http://RATE_LIMIT_EXCEEDED" data-text="I put my name on my friends properly. Address relevant. I elgigble FHA loan for first-time buyers taxcredit?" data-count="vertical" data-via="socializeWP" ><!--Tweetter--></a></div></div><p>My friend said my name and the name of my wife and his wife&#8217;s name on the title to the property in 2007.He has the link 2005.and property is only in his elgigle naam.Ek Home Loan FHA to get my name, I, I elgible for the first time home buyer tax credit?</p>
]]></content:encoded>
			<wfw:commentRss>http://www.apexdesignsllc.com/mortgage-loan/i-put-my-name-on-my-friends-properly-address-relevant-i-elgigble-fha-loan-for-first-time-buyers-taxcredit/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>a friend&#8217;s agent offered to match the Redfin refund &#8212; what to do</title>
		<link>http://www.apexdesignsllc.com/buying-a-home/a-friends-agent-offered-to-match-the-redfin-refund-what-to-do/</link>
		<comments>http://www.apexdesignsllc.com/buying-a-home/a-friends-agent-offered-to-match-the-redfin-refund-what-to-do/#comments</comments>
		<pubDate>Thu, 17 Mar 2011 16:09:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[Agent]]></category>
		<category><![CDATA[friend's]]></category>
		<category><![CDATA[match]]></category>
		<category><![CDATA[offered]]></category>
		<category><![CDATA[redfin]]></category>
		<category><![CDATA[Refund]]></category>

		<guid isPermaLink="false">http://www.apexdesignsllc.com/buying-a-home/a-friends-agent-offered-to-match-the-redfin-refund-what-to-do/</guid>
		<description><![CDATA[<p><img width="191" height="240" src="http://www.apexdesignsllc.com/wp-content/uploads/2011/05/1439862867_9f7aee4636_m10.jpg" class="attachment-medium wp-post-image" alt="" title="" /></p>I decided to use Redfin&#8217;s agent, sent him the preapproval letter, have talked to the Redfin agent on the phone and he seems good, and have an appointment to see the house we want to buy (we chose it on our own, found it using Redfin listings).     Today a friend&#8217;s agent, who I [...]]]></description>
			<content:encoded><![CDATA[<p><img width="191" height="240" src="http://www.apexdesignsllc.com/wp-content/uploads/2011/05/1439862867_9f7aee4636_m10.jpg" class="attachment-medium wp-post-image" alt="" title="" /></p><div class="socialize-in-content" style="float:left;"><div class="socialize-in-button socialize-in-button-left"><a href="http://twitter.com/share" class="twitter-share-button" data-counturl="http://www.apexdesignsllc.com/buying-a-home/a-friends-agent-offered-to-match-the-redfin-refund-what-to-do/" data-url="http://RATE_LIMIT_EXCEEDED" data-text="a friend&#8217;s agent offered to match the Redfin refund &#8212; what to do" data-count="vertical" data-via="socializeWP" ><!--Tweetter--></a></div></div><p>I decided to use Redfin&#8217;s agent, sent him the preapproval letter, have talked to the Redfin agent on the phone and he seems good, and have an appointment to see the house we want to buy (we chose it on our own, found it using Redfin listings).  </p>
<p> </p>
<p>Today a friend&#8217;s agent, who I like personally but don&#8217;t know well, has offered to match the Redfin refund.  She&#8217;s pretty active and successful in our area. My gut reaction is that it would be wrong to switch, ethically, but I feel I should ask (you, myself) some questions:</p>
<p> </p>
<p>What to do? (based only on economics, logistics)</p>
<p> </p>
<p>If I feel it would be better economically/logistically, is it ok to switch? (morally, legally)  </p>
<p> </p>
<p>I&#8217;m using a Redfin lender, does that play into the decision?</p>
<p> </p>
<p>Thank you for any advice you can give.</p>
<div style="float:left;margin:5px;font-size:80%;"><img alt="Buy Mortgage" src="http://farm2.static.flickr.com/1155/1439862867_9f7aee4636_m.jpg" width="160"/><br/> </div>
<p>do you know any good company in west columbia ?</p>
<ul><li><a href="http://www.apexdesignsllc.com/buying-a-home/a-friends-agent-offered-to-match-the-redfin-refund-what-to-do/" title="redfin agent saturday availability">redfin agent saturday availability</a></li></ul>]]></content:encoded>
			<wfw:commentRss>http://www.apexdesignsllc.com/buying-a-home/a-friends-agent-offered-to-match-the-redfin-refund-what-to-do/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Was my friend&#8217;s house foreclosed upon illegally and does he have any recourse?</title>
		<link>http://www.apexdesignsllc.com/mortgage-loan/was-my-friends-house-foreclosed-upon-illegally-and-does-he-have-any-recourse/</link>
		<comments>http://www.apexdesignsllc.com/mortgage-loan/was-my-friends-house-foreclosed-upon-illegally-and-does-he-have-any-recourse/#comments</comments>
		<pubDate>Sat, 08 Jan 2011 11:01:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan]]></category>
		<category><![CDATA[Foreclosed]]></category>
		<category><![CDATA[friend's]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Illegally]]></category>
		<category><![CDATA[recourse]]></category>
		<category><![CDATA[upon]]></category>

		<guid isPermaLink="false">http://www.apexdesignsllc.com/mortgage-loan/was-my-friends-house-foreclosed-upon-illegally-and-does-he-have-any-recourse/</guid>
		<description><![CDATA[My friend has a house in Bellingham, WA. He is self-employed, and with the economic troubles, he of course had problems with his house payment and was negotiating for loan modification. He had his 1st and 2nd mortgage with Wells Fargo. He was in process of loan modification when he found out the house&#8217;s 2nd [...]]]></description>
			<content:encoded><![CDATA[<div class="socialize-in-content" style="float:left;"><div class="socialize-in-button socialize-in-button-left"><a href="http://twitter.com/share" class="twitter-share-button" data-counturl="http://www.apexdesignsllc.com/mortgage-loan/was-my-friends-house-foreclosed-upon-illegally-and-does-he-have-any-recourse/" data-url="http://RATE_LIMIT_EXCEEDED" data-text="Was my friend&#8217;s house foreclosed upon illegally and does he have any recourse?" data-count="vertical" data-via="socializeWP" ><!--Tweetter--></a></div></div><p>My friend has a house in Bellingham, WA. He is self-employed, and with the economic troubles, he of course had problems with his house payment and was negotiating for loan modification. He had his 1st and 2nd mortgage with Wells Fargo. He was in process of loan modification when he found out the house&#8217;s 2nd had been foreclosed upon and already recorded.</p>
<p>He needs to get out ASAP. He just found out about it yesterday, but it was recorded a month ago. He received no prior notice. My understanding was that in Washington state, you need to be served with something or a letter requiring a signature. </p>
<p>Of course the obvious thing is that if he is negotiating with Wells Fargo, how do they not take care of the 2nd when he is dealing with the same company? He thought they were also doing the 2nd, but found out that not only did the department handling the 2nd not communicate with him, but they didn&#8217;t even communicate with each other!</p>
<p>In summary, he was making payments and working with them in good faith, trying to rectify the problems. With no written warning, his house was recorded a month ago and reverted to bank ownership, all the while he has been working with them. Can he get an injunction? How long until he needs to vacate? He isn&#8217;t even packed.</p>
<p>Thank you.</p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
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