What are the consequences to accept the stop? Offered to us, and Wells Fargo cease for a period of six months and that we were able to reduce wages. In 7 months we will have a balloon payment. According to the agreement that they will submit a report to the credit bureau that we “pay partial payment under the agreement.” This is a low credit score have? Also, we are told that their goal is to roll the amount you pay in full the principal of the loan before we get to 7 months. But they can not guarantee that it will happen. So I was wondering if anyone has a comment on the acceptance and if it is true that the balance was added to the main balloon payment? Also, I can not understand why we should not be accepted to the program of HBP. We set our car in 33% of our income goes to pay our mortgage. That is why it provides a moratorium? I am very disappointed! 

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