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V. The best way to go loan?
What is the best way to deal with a bank or mortgage company or savins and loans. This will be the first loan Department of Veterans Affairs in an attempt to the best way to get going if you can help thanks [Asin Wpramazon = "B001LNOIE4"]
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my parents are looking for a loan mortgage company.
also, is it possible for different loan companies to give the same person different pre approvals? like for different amounts of money?
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Look for the house you like and speak to a reputable real estate agent who can advise you. That’s what I did.
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LikeDislikeVA Loans generally have a lower interest rate, but some of the disadvantages of applying for a VA loan is the extra inspections…plan wisely.
If you are looking at various banks and mortgage companies, look for a “true” lender. Many appear to be the actual lender and are actually brokers of the loan meaning you a paying them a fee to service the loan in which they sell off to another company. Again, do some research and you will save money in the long run.
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LikeDislikeif you’re looking to have the seller pay closing costs…and have a 620+ credit score….look into the mycommunity programs. it will save you from paying the 2.2% VA funding fee….plus you will need to pay the OTHER closing costs.
Most banks dont do federally insured loans like VA or FHA.
AND not many lenders are VA or FHA approved lenders.
Make sure you speak to a person who has done VA loans before, and knows the in’s and the out’s!
Make sure to have ordered your certificate….as it can take 2-3weeks.
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