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Should I go through a Bank, Credit Union or Mortgage Company for a FHA home loan?
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I think we need to pay a fee (around $ 700) to the agent for processing a loan.
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To obtain approval for the best way to get the loans, and generally better. Is this true? Thank you!
I do not need approval, but I'm sure where to start. ...
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Is a bank or credit union for the
Go find yourself a mortgage broker. They get daily rate sheets from a bunch of lenders and can figure out what the best loan product is for you. They then get a commission paid to them by the lender and the terms they get are exactly what the lender would charge you, anyway.
Some mortgage brokers have no-cost packages available. This is where they get a commission on the loan that’s big enough for them to pay all of your closing costs associated with the mortgage and still have enough left over to make a profit. This will generally cost you about a half percentage point higher on your interest rate. But, you’re saving today’s dollars and paying later with inflated dollars.
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LikeDislikeDo not go online, …Deal with someone you can meet in person, tell me what major city you are by, and ill advise.. I am the VP for a commercial and residential mortgage broker!!
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LikeDislikeI would go to bankrate.com to compare different lenders interest rates
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LikeDislikelook on this web site. You can get pre-approve with the rate and term that you want. It will show all the fee with nothing hidden.
http://www.amerisave.com/partner/chongthong
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