I’m unsure of my credit score. I pulled my credit report but it doesn’t give a score. Not sure where I can get that. Last time I checked it was in the high 600′s. I have 3 dings on my credit, 1 late payment from Dec 2006 when my payment protection didn’t kick in right away after an auto accident, 2 collection accounts (1 with Verizon for a home phone – small amount but I never recieved the bill however it is paid off once I received the collections notice & 1 ambulance bill that never got paid by the insurance).

All other 5-6 accounts I have are in perfect standing, never been late and paid more than the minimum payment every month. I got denied by PNC Bank for a personal loan so I’m looking into other banks. I know that mortgages & car loans have multiple banks/institutions being checked so that you can see which works best for you, and at the end of 30 days all those inquires for the mortgage or car loan are lumped into one credit report inquiry. Do personal loans work the same way?

Related Posts

Mortgage/commercial loan question?

A local rental company is liquidating, and I was curious what the best way to purchase multiple properties at the same time would be. In the past I have always ...

READ MORE

Question for a mortgage pre-payment on loan for 30 year fixed?

I'm in the process of buying the house, which was under construction, and I've read a few things about the pre-pay your mortgage. I think my main mortgate Global Education ...

READ MORE

Mortgage Loan question?

I am currently doing a project for my finance class. We are buying a house for $ 510,000. My group asked me to find out information ...

READ MORE

Can anyone recommend a site on the Internet to apply for a personal loan for people with bad credit?

I tried to get a loan approved but with low FICO score and not an advance payment, and she does. So I figured I want the house without an option ...

READ MORE

Loan Modification question?

I'm going through hardship (as far as the unemployed) right now, and we call on mortgage companies to see if I can qualify for a loan change. Primarily looking for ...

READ MORE

Change question loan?

If payment has been reduced to our monthly mortgage through the Home Improvement at affordable prices, and the difference of the new pay "modified" and pay for our old High ...

READ MORE

Real Estate Law question, What law prevents you from obtaining a mortgage loan, after a short sale? St. or Fed?

My father died back in September and the bank called in the mortgage loan he had on the house because he owed way more on the note than what ...

READ MORE

Question concerning closing cost. I just received my good faith estimate for a VA loan.?

Can someone explain to me what closing cost I SHOULD be paying as a VETERAN in GEORGIA and how MUCH I should be paying? Also, how do I go about ...

READ MORE

Mortgage loan question / … Please help?

I live in a rural area and have about 2 acres now, but in the end will inherit 30 acres. My husband and I have a modest house in the ...

READ MORE

Assumable loan refinancing question?

I have a house for my mother cosigned on the loan shortly after we remove its name from the act, and yet her name only on loan. Have bad credit ...

READ MORE

Mortgage/commercial loan question?

Question for a mortgage pre-payment on loan for

Mortgage Loan question?

Can anyone recommend a site on the Internet

Loan Modification question?

Change question loan?

Real Estate Law question, What law prevents you

Question concerning closing cost. I just received my

Mortgage loan question / … Please help?

Assumable loan refinancing question?

• loan with insurance never got paid