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I want to buy a house, but I already own a house and havent payed the mortgage off. How can I get a loan?
I own a house and I just saw a new house that my husband and I really love, but we cant buy it until we sell our house because we don’t have enough money saved. So then we tried to get a loan. Since banks aren’t giving a lott of loans rite now its become hard to get a loan.
So how can I get a loan?
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If your credit is good and you have equity in your current home you could put in an offer on the new home contingent on the sale of your old home. Then you would use the equity as down payment. Without a downpayment of at least 3.5% (FHA), you won’t be able to get another loan.
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LikeDislikeAs was mentioned you can make the offer on the new house contingent on you selling your house. In addition, you can also use the $ 8,000 tax credit towards the down payment and closing costs of your new house. Do a search on the $ 8,000 tax credit and you should find the details on how this can be accomplished.
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LikeDislikeHel lo everybody,
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LikeDislikeHaving the best mortgage possible is a great goal to shoot for (even though many of us will never achieve it; myself included). However, I think your question is more complicated than it may seem
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