Community Answers

1. 

   1-31-11

   geralda blundell says:

   I had the exact same situation a few weeks back. Save some time by click on the third and tenth links over on http://www.loantools.tk

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2. 

   1-31-11

   Devon Morgan says:

   http://loanrefinanceadvice.com/modification/ has a list of great legitimate loan modification programs.

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3. 

   1-31-11

   Lotus Lim says:

   There have been a several options for lending.just you have to choose depending on your purpose.Most people come up with bad credit for a loan.i don’t think it is not hard to get now a days with out having fair credit score.check this is place may be a help to find solution.

   http://www.bestonlineloancompanies.com

   You can get approved for an online loan on same day.i advise you to pick loan from certified lenders .direct loan is the good choice so that you will get at low apr compared to different states………

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4. 

   1-31-11

   Jacoby Owen says:

   Hey
   I see that you need some sort of help that will give you tips and suggestion to help you solve all types of loan or mortgage problem and help you to modify you mortgage. Recently one of my friends really need some advice on how to modify his mortgage.
   He check the website and ask about the loan modification and he get his mortgage modified. Now he save more money each month and shorten the mortgage and loan payment.

   Well good luck

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5. 

   1-31-11

   Robert E says:

   Depending on what state you live in, could mean the difference in how much time the bank could have to foreclose on the property. You might consider doing a review of loan modification companies. Most companies will only charge the client after a successful reduction in payment that is suitable for thier client and the bank.

   Keep in mind that not all lenders are willing to lower the payments. It depends on numerous circumstances that a loan modification attorney in your state will discuss with you.

   Hope this helps.

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6. 

   1-31-11

   gloriaB says:

   we have been in foreclosure with them twice….once last yr….the week of the sale (sheriff’s sale) they sent us paperwork overnighted that we had to sign notoarize and send back overnight…..it was a modification alright…..our note was higher….the loan went to $ 96,000.00 when the original mortgage was for 72,500. the note was almost 200.00 higher than before…..we signed the papers and sent back to try to save our home, ….since we couldn’t afford the original note, we of course couldn’t afford the higher note…..so that’s why we are in foreclosure again. our house goes for sheriff’s sale in March. Our foreclosure papers have a lil paragraph stating that they have lost or misplaced the original note….something that was just brought to our attention that may get us some leverage in getting the bank to work with us…so we are trying that avenue….soooooooo be aware of how they do their modifications…..and btw if you search on the internet, they are not really a US company though they operate in the states….they are listed as stock US Bancorp….and have had issues about some of their foreclosures along with Wells Fargo….will let you know what the lawyer (tax refund going to him) says about the “Demand to produce the note” law affects us and our pending foreclosure. good luck and God Bless

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