We had our offer accepted, I am now gathering info on home inspection and mortgage lenders…
I have two conflicting statements from lenders. A woman from BOA tells me you can’t get rid of the mortgage insurance on an FHA loan. A mortgage broker tells me of course you can, when it reaches 78% LTV, just like a conventional loan.
I’m sort of skeptical of the BOA woman, honestly, because she keeps pushing ARMs even when I specifically said I was not interested in one. But regardless, I thought I’d ask for a third (fourth, fifth?) opinion on this….
Anyone? Citations especially helpful.
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