My wife and I are in the market for a new home. We have done a little research online and we’re having trouble finding a broker with experience in our situation. We are searching for a mortgage that best suites our needs as a family. I work full time and my wife is a stay at home mom. We have no student loans or car payments, we pay off all credit card balances every month, and we have excellent credit. We have a property that is currently being it rented (2 year lease as of 10/27/10); this home now has a mortgage associated with it that is covered by the monthly rent. We would like to find out what is the maximum amount we can borrow toward the purchase of a new house. Any suggestions on lenders or information on how our rental income can be included in our DTI calculations would be most helpful.
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A Wrench in the Works: Mortgage Insurance Companies
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