When me and my husband purchased our home we were green to the whole buying process. We found a mortgage company that would qualify us for a home loan, we were just happy to finally have our home, needless to say two years later we wanted to refinance our home and we find out we [...]
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Oct 112011
My Fico score as of March 21, 2008 was 593. There are negative debts on my credit report, none of which belong to me. Several of the negative debts appearing on my credit report were given to my ex-wife in our divorce decree. The other negative debts appearing on my credit reports are accounts that [...]
I would like a 30 year fixed home loan in California. I need tips on anything related to buying a home.
I’m in southern California looking to borrow $ 260K in loan amount. I’ve looking around for various lenders with the best interest-rate. I see there are banks (Wamu, Bank of America, Wells Fargo, etc) and then there are lending companies that also do pre-approval. Well, I was using LendingTree and found matches that were with [...]
I don’t know if I should refinance my home mortgage loan now since the interest rate is fairly low (4.63%). My interest rate now is 6.31% Do you think it will get any lower as of now? The National Average Mortgage Rates seems to be fluctuating a bit but slowly dropping. Anyways just want to [...]
Oct 082011
I plan to leave my job to another after 13 July but we are in the midst of buying a house, and I do not want to give loan officers a reason to question whether we can afford it (we can). I can close my resignation two weeks notice, or should I wait until after [...]
My husband just three years served in Iraq, Judy on loan Department of Veterans Affairs. Received a lot of information about this service, we do not know if this is exactly where or what the circumstances. Job vacancies at the present time and are interested in buying real estate. Before we do, and that anyone [...]
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I need some advice regarding my best friend. She’s a religious person and feels strongly towards god. Of course I do not object to her beliefs. She wants to go to this very expensive college in Virginia Beach which is about a 10 hour drive or more hence we live in Ohio. She wants to [...]
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